Important information

Disclaimer

Future Funds makes a complex federal program easier to understand. This page explains what our educational content can—and cannot—do.

Future Funds is an independent educational resource created by high school students. We are not a bank, investment adviser, broker-dealer, fund manager, financial planner, tax professional, or government agency, and we are not affiliated with the U.S. Department of the Treasury, the IRS, or any financial institution that administers Trump Accounts.

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Educational information only

All content on this website—including explanations of eligibility, contribution rules, investment restrictions, tax treatment, growth illustrations, and comparisons to other accounts—is provided solely for general informational and educational purposes. It does not constitute personalized financial, investment, tax, legal, or other professional advice. Nothing on this site is a recommendation to open an account, contribute any amount, choose any investment, or take any specific action.

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Illustrations are not guarantees

Growth projections and calculators use simplified assumptions (such as a long-run historical average return) for illustration only. They are not promises or guarantees of future results. Actual market returns will vary, and past performance is not indicative of future performance. These illustrations ignore taxes, fees (beyond the stated legal cap), and other real-world factors.

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Use official channels

Trump Accounts are a federal program. Official rules, forms, and account opening occur exclusively through government channels. To open or manage an account, elect the federal seed contribution, or resolve any account-related issues, use the official resources at TrumpAccounts.gov, the IRS (including Form 4547), or the authorized app and trustees. Future Funds does not open accounts, accept contributions, hold funds, or provide account support.

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Get advice for your situation

Always consult a qualified tax professional, licensed financial adviser, or other appropriate expert about your specific situation before making decisions. Eligibility, contribution limits, tax treatment, and other rules can change, and individual circumstances vary.

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Your acknowledgment

By using this website you acknowledge that you understand the above and that Future Funds and its creators have no liability for any actions you take (or do not take) based on the information provided here.